Fortuna Credit's Privacy Policy

California Residents (Click here to access our California Disclosures and Privacy Notice).

You are visiting a website owned and operated by Advance Decisioning, LLC. Advance Decisioning, LLC and its subsidiaries are collectively referred to as “Advance Decisioning”, “us”, “we”, or “our.” Please read below and learn how we collect, protect, share, and use your information as part of our technology platforms, and all of our products and services.

This privacy policy applies to www.FortunaCredit.com and all websites and mobile apps owned and operated by Advance Decisioning on which this Privacy Policy is displayed.

GLBA Privacy Notice 

Personal Information We Collect

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with an individual consumer, device, or household (“personal information”).

Categories of Personal Information We Collect:

In the last 12 months, we collected the following categories of personal information:

• “Identifiers” such as name, alias, address, unique identifier, internet protocol address, email address, account number, Social Security Number, or government identification number;
• “Other Personal Information” such as name, signature, Social Security Number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, or medical information. Some personal information included in this category may overlap with other categories;
• “Protected Characteristics” under California or federal law for classifications such as age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, or veteran or military status;
• “Commercial Information” such as records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies;
• “Internet or Network Activity” such as browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement;
• “Sensory Data” such as audio, electronic, or visual information;
• “Professional or Employment Related Information” such as current or past job history or performance evaluations; and
• “Inferences” such as profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

How We Collect Personal Information

• Information provided by you: You enter or provide us with information online, by email, by phone, by document upload or via other means in which you interact with our Services
• Information from third parties: Companies that work with us to market our products to you, credit reporting agencies, or other vendors that provide data we use in underwriting or in protecting you and our products from fraud and identity theft.
• Directly and indirectly from you based on activity on our website: For example, from submissions through our website or website usage details collected automatically.

How We Use Personal Information

We may collect, use, and disclose personal information to:

• Deliver the products and services you requested
• Communicate with you about products or services that may be of interest to you
• Improve customer service and our website
• Prevent fraud or identity theft
• To comply with legal retention requirements, litigation needs, regulatory request(s), law enforcement requests, and any other legally permissible purpose

Who Do We Share Your Personal Information With?

Advance Decisioning Affiliates: We may share Identifiers, Protected Characteristics, Commercial Information, Internet or Network Activity, and/or Inferences about you or provided by you with the Advance Decisioning affiliates.

Lending Partners: When you submit an inquiry or use a service provided through our website, you direct Advance Decisioning to share personal information about you; which may include Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Professional or Employment Related Information and/or Inferences with lenders and other parties to deliver the products and services you request. The Lending Partners that interact with you may retain or use your information whether you use their services. The privacy and information sharing practices for each partner are established in their privacy policies. Advance Decisioning may also receive information about you from the Partners. Advance Decisioning and its Lending Partners may exchange information about you, your loan terms, and your accounts for the purpose of providing you with information about financial services and products.

Advisors: With advisors such as lawyers, banks, and insurers, we may share Identifiers, Protected Characteristics, Commercial Information, Internet or Network Activity, and Inferences about you.

Government and Regulatory Agencies: We may share we may share Identifiers, Protected Characteristics, Commercial Information, Internet or Network Activity, and Inferences about you with government and regulatory agencies.

Service Providers: We may share personal information about you with our Service Providers that perform certain services on our behalf including, payroll processors, tax reporting companies, companies that provide security services, software companies, expense and travel management systems, consultants, employment assessment, and relocation service.

Marketing and Communication Preferences

• Communications: You may adjust your communication preferences through your My Fortuna Credit profile. You may modify your preferences by clicking on an unsubscribe link at the bottom of certain emails sent from FortunaCredit.
• Advertising on third party sites: We may use third-party tracking technology. This technology allows targeted advertisements to you from Advance Decisioning businesses. Please review the “Cookie Policy” for a detailed list of choices on how to opt out of ad targeting. If you are a California resident, please also review the How to Submit an Opt-Out Request section below.

To Disable Your Account

At any time after creating an account, you may login and follow the instruction to disable your account. If you log back in, after disabling your account, it will be re-enabled

Updating and Accessing Your Personal Information

The appropriate method(s) for accessing your personal information, if any, will depend on which site, app, or services you have used. You may have the ability to view or edit some of your personal information online using the respective site, app, or service’s interface. You can update some of your personal information via the My Profile section in your user account.

How We Protect Your Personal Information

We maintain physical, electronic, and procedural measures designed to safeguard your personal information from unauthorized access and disclosure. We use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.

Changes to this Privacy Policy

Advance Decisioning has the discretion to update this privacy policy at any time. When we do, we will revise the date at the top of this page. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect the information we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications.

Compliance with Children’s Online Privacy Protection Rule

Our services are not intended for individuals under 18 years of age, and we do not knowingly collect personal information from individuals under 18. If we learn we have collected or received personal information from a person under 18 without verification of parental consent, we will delete the information.

Do Not Track Signals

These websites and apps do not respond to Do Not Track requests or headers from some or all browsers.

How to Contact Us

If you have any questions about this Privacy Policy, the business practices of Advance Decisioning, or your dealings with Advance Decisioning, please contact us at:

Phone: 1-888-937-3437
Email: privacy@fortunacredit.com
Address:
Advance Decisioning, LLC.
PO 3058
Spartanburg, SC 29304-3058

California Disclosures and Privacy Policy

The State of California requires that we provide privacy information for individuals who reside in California. If you do not reside in California, the provisions of this California Privacy Policy will not apply to you.
For California residents, here is a summary of what you will learn from this California Privacy Policy:

1. Personal Information We Collect
   1. Personal information does not include
   2. Categories of personal information collected
   3. How we obtain your personal information
   4. How we use your personal information
   5. How long we retain your personal information
   6. How we disclose your personal information
   7. Sale of personal information
   8. Sharing of personal information
2. Your rights under the California Consumer Privacy Act of 2018 and the California Privacy Rights Act of 2020
   1. Right to Know
   2. Right to Delete
   3. Right to Correct
   4. Right to Limit Use of Sensitive Personal Information
   5. Right to Opt-Out and How to Submit an Opt-Out Request
   6. Right to Non-Discrimination
3. Submitting a Request to Know, Request to Delete, Request to Correct or Opt-Out of Sharing
   1. How to submit a request yourself
   2. Authorized agents
   3. Response timing and delivery method
4. Social Media
5. Changes to California Privacy Policy
6. How to contact us

Below is the legal information we are required to share:

The California Privacy Policy supplements the information contained in the Privacy Policy of Advance Decisioning, LLC dba Fortuna Credit and the website www.FortunaCredit.com, and applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this California Privacy Policy to comply with the California Consumer Privacy Act, the California Privacy Rights Act, and other California laws. The California Consumer Privacy Act and the California Privacy Rights Act are collectively referred to as “CCPA.” Any terms defined in the CCPA have the same meaning when used in this California Privacy Policy.

1. Personal Information We Collect

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with an individual consumer, device, or household (“personal information”).

1.1 Personal information does not include:

• Publicly available information from government records
• De-identified or aggregated consumer information
• Information excluded from the CCPA, such as personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (CalFIPA), and the Driver’s Privacy Protection Act of 1994 (DPPA).

AS A COURTESY, THE FOLLOWING DISCLOSURES INCLUDE INFORMATION THAT IS EXEMPT FROM CCPA. THE COURTESY DISCLOSURES ARE MADE WITH A RESERVATION OF ALL RIGHTS THAT WE HAVE UNDER CCPA.

1.2. Categories of Personal Information We Collect:

We collect the following categories of personal information:

• “Sensitive Personal Information” such as Social Security numbers (SSNs), Driver’s license, financial account or card numbers, Precise geolocation, Racial and ethnic characteristics, Religious and philosophical beliefs, Union membership, Contents of mail, email and text messages, Genetic and biometric data.
• “Identifiers” such as name, alias, address, unique identifier, internet protocol address, email address, account number, Social Security Number, or government identification number;
• “Other Personal Information” such as name, signature, Social Security Number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, vehicle identification number (VIN), insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information. Some personal information included in this category may overlap with other categories;
• “Protected Characteristics” under California or federal law for classifications such as age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, or veteran or military status;
• “Commercial Information” such as records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies;
• “Internet or Network Activity” such as browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement;
• “Biometric Information” such as genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, or gait;
• “Sensory Data” such as audio, electronic, or visual information;
• “Professional or Employment Related Information” such as current or past job history or performance evaluations; and
• “Inferences” such as profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

1.3 How We Obtain Your Personal Information:

Directly from you.	You enter or provide us with information online, by email, by phone, by completing forms in our stores, or by document upload. For example, when you apply for a loan or financial services product, show us your government issued ID, or pay your bill.
Directly and indirectly from you based on activity on our website.	For example, from submissions through our website or website usage details collected automatically.
From service providers or third parties that interact with us in connection with the products and services we provide.	For example, companies that work with us to market our products to you, credit reporting agencies, or other vendors that provide data we use in underwriting or in protecting you and our products from fraud and identity theft.

1.4 How We Use Your Personal Information:

We may collect, retain, use, or disclose your personal information for one or more of the following purposes:

• Performing services on behalf of us or our service provider(s), such as maintaining or servicing accounts, providing customer service, processing, or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytic services, or providing similar services on behalf of us or our service providers. Examples of such activities:
  • To fulfill or meet the reason for which the information is provided.
  • To provide you with information, products, or services that you request from us.
  • To provide you with email alerts and other notices concerning our products or services, or events or news, that may be of interest to you.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collections.
• Undertaking internal research for technological development and demonstration.
• Debugging to identify and repair errors that impair existing intended functionality.
• Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity.
• Auditing related to a current interaction with the consumer and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards.
• Short-term, transient use, provided the personal information that is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual consumer’s experience outside the current interaction, including, but not limited to, the contextual customization of ads shown as part of the same interaction.
• Undertaking activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by us, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by us.
• To comply with our legal or regulatory obligations.

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

1.5 How Long We Retain Your Personal Information

• Absent legal requirements to the contrary, such as a legal hold, customer personal information is retained for a specified period of time, as required by legal, regulatory, or industry requirements, as well as for business purposes.
• For personal information that is exempt from the CCPA (for example: GLBA, FCRA, CalFipa, DPPA) information is retained for a specified period of time, as required by law.
• We maintain the categories of personal information identified above in Section 1.2 for 36 months from our last interaction. This includes consumers who interact with our site, completed applications, abandoned applications, or requests for service.
• We maintain records of consumer requests made pursuant to the CCPA and how the business responded to such requests for at least 24 months.

1.6 How We Disclose Your Personal Information:

We may disclose your personal information to a service provider, contractors, or third party. When we disclose personal information to a service provider or contractor, we enter a contract that describes the purpose and requires the service provider to both keep that personal information confidential and not use it for any purpose except performing the contract or as otherwise allowed under the CCPA. We disclose to third parties as follows:

Advance Decisioning Affiliates: We may disclose Sensitive Personal Information, Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Biometric, Sensory Data, Professional or Employment Related Information, and Inferences.

Account Linking Services we may disclose Sensitive Personal Information, Identifiers, Personal Information, Protected Characteristics, Commercial Information, and Internet or Network Activity.

Lending Partners: When you submit an inquiry or use a service provided through our website, you direct Advance Decisioning to disclose personal information about you; which may include Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Professional or Employment Related Information and/or Inferences with lenders and other parties to deliver the products and services you request. The Lending Partners that interact with you may retain or use your information whether you use their services. The privacy and information sharing practices for each partner are established in their privacy policies. Advance Decisioning may also receive information about you from the Partners. Advance Decisioning and its Lending Partners may exchange information about you, your loan terms, and your accounts for the purpose of providing you with information about financial services and products.

Advisors: With advisors such as lawyers, banks, and insurers, we may disclose Identifiers, Protected Characteristics, Commercial Information, Internet or Network Activity, and Inferences about you.

Government and Regulatory Agencies: We may share we may disclose Identifiers, Protected Characteristics, Commercial Information, Internet or Network Activity, and Inferences about you with government and regulatory agencies.

Data analytics providers, we disclose Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, and Inferences.

Advertising providers, we may disclose Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Professional or Employment Related Information, and Inferences.

1.7 Sale of Personal Information:

We do not sell your personal information. We do not sell the personal information of minors under 16 years of age without affirmative authorization.

1.8 Sharing of Personal Information:

The CCPA defines “sharing” as renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating a consumer’s personal information by the business to a third party for cross‐context behavioral advertising, whether or not for monetary or other valuable consideration. Some of the cookies that our site uses may constitute sharing under the CCPA. See our Cookie Policy for more details on cookies.

With our advertising providers, we share Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Professional or Employment Related Information, and Inferences.

See Section 2.5.2 below for instruction on how to opt out of sharing your personal information.

Our site is not aimed at minors, and we do not knowingly “share” the personal information of minors under 16 years of age without affirmative authorization.

2. Your rights under the CCPA

The CCPA provides consumers (California residents) with specific rights regarding their personal information – the Right to Know, the Right to Delete, the Right to Correct, the Right to Limit use of Sensitive Personal Information, the Right to Opt-Out of the Sale of Personal Information or the Sharing of Personal Information, and the Right to Non-Discrimination. This section describes your CCPA rights and explains how to exercise those rights.

2.1 Right to Know

You have the right to request that we disclose certain information to you about our collection, use, and disclosure of your personal information (“Right to Know”). Once we receive and verify your request, we will disclose to you:

• Categories of Personal Information Collected, Disclosed, Sold, and/or Shared
  • • The categories of personal information we collected about you.
    • The categories of sources for the personal information we collected about you.
    • Our business or commercial purpose for collecting that personal information.
    • The categories of third parties with whom we share that personal information.
    • If we disclosed your personal information for a business purpose, the categories of personal information shared with each category of third party recipients.

  If we sold or shared your personal information for cross-contextual behavioral advertising, the categories of personal information sold or shared

• Specific Information
  • The specific pieces of personal information we collected about you.

We may deny your Request to Know if we are unable to verify your identity or have reason to believe that the request is fraudulent. We may also deny your request if the personal information is subject to an exemption under FCRA, GLBA, FIPA, or DPPA.

2.2 Right to Delete:

You have the right to request that we delete any of your personal information that we collected and retained, subject to certain exceptions (“Right to Delete”). Once we receive and verify your request, we will delete, de-identify, or aggregate your personal information, unless an exception applies.

We may deny your Request to Delete if retaining the personal information is necessary for us or our service providers to:

• Complete the transaction for which the personal information was collected, provide a good or service requested by the consumer, or reasonably anticipated within the context of a business’s ongoing business relationship with the consumer, or otherwise perform a contract between the business and the consumer.
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity.
• Debug to identify and repair errors that impair existing intended functionality.
• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law.
• Comply with the California Electronic Communications Privacy Act pursuant to Chapter 3.6 (commencing with Section 1546) of Title 12 of Part 2 of the Penal Code.
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the businesses’ deletion of the information is likely to render impossible or seriously impair the achievement of such research, if the consumer has provided informed consent.
• To enable solely internal uses that are reasonably aligned with the expectations of the consumer based on the consumer’s relationship with the business.
• Comply with a legal obligation.
• Otherwise use the consumer’s personal information, internally, in a lawful manner that is compatible with the context in which the consumer provided the information.

Additionally, we may deny your Request to Delete if we are unable to verify your identity or have reason to believe that the request is fraudulent. We may also deny your request if the personal information is subject to an exemption under FCRA, GLBA, CalFIPA, or DPPA.

2.3 Right to Correct

You have the right to request that we correct your personal information if it is inaccurate (“Right to Correct”). Once we verify your identity and confirm that your personal information is inaccurate, we will correct your personal information.
We may deny your Request to Correct if we are unable to verify your identity or have reason to believe that the request is fraudulent. We may also deny your request if the personal information is subject to an exemption under FCRA, GLBA, CalFIPA, or DPPA.

2.4 Right to limit the use of Sensitive Personal Information

You have the right to direct a business that collects your sensitive personal information to limit its use to uses which are necessary to perform the services or provide the goods reasonably expected.

We only use Sensitive Personal Information to provide the goods and services requested by the consumer. We only collect Sensitive Personal Information that is exempt from the CCPA under FCRA, GLBA, and CalFIPA.

2.5 Right to Opt-Out and how to Submit a Request to Opt-Out:

The CCPA gives consumers the right to opt-out of 1) the sale of their personal information, 2) the “sharing” of their personal information for cross-context behavior advertising, or 2) for use in automated decision making.

• Sale of Personal Information
  We do not sell your personal information. We do not sell personal information of minors under 16 years of age without affirmative authorization.
• Sharing Personal Information for Cross-Contextual Behavioral Advertising
  We process GPC requests to not share your information for Cross-Contextual Behavioral Advertising from your browser in a frictionless manner. To opt out of sharing for cross-contextual behavioral advertising, you may click refer to Section 3.1 How to submit a request.
• Automated Decision Making
  The CCPA gives consumer the right to opt-out of the use of automated decision-making technology in connection with decisions about the consumer’s work performance, economic situation, health, personal preferences, interests, reliability, behavior, location, or movements. However, we do not use automated decision-making technology for personal information that is not covered by FCRA, GLBA, and CalFIPA.

2.6 Right to Non-Discrimination:

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not deny you goods or services, charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties, provide you a different level or quality of goods or services, suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

3. Submitting a Request to Know, Request to Delete, Request to Correct, to Opt-out of Sharing Your Personal Information for Cross-contextual Behaviorial Advertising

3.1 How to submit a request:

To make a Request to Know, Request to Delete, Request to Correct or Opt-Out of Cross-Contextual Behavioral Advertising, please contact us by either:

• Call us at (888) 985-6974
• Complete the CCPA Request form at: www.FortunaCredit.com/CCPA

Only 1) you or 2) a person authorized by you to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a request on behalf of your minor child.

You may only make a Request to Know twice within a 12-month period.

A Request to Know, Request to Delete, Request to Correct or to Opt-Out of Sharing must:

• Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative. Given the sensitivity of your personal information that we collect and retain, we will need to verify your identity with information such as name, address, account number, date of birth, last 4 of your Social Security Number, phone number, etc.
• Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
• If you are submitting a Request to Know specific pieces personal information (rather than categories), you will also need to submit a declaration under the penalty of perjury confirming that you are only requesting information about yourself.

3.2 Authorized Agents:

Before we can respond to a Request to Know, Request to Delete, or Request to Correct submitted by an authorized agent, we need to verify not only that person or entity’s authority to act on your behalf but also verify the identity of the authorized agent.

If you are authorized to submit a request on behalf of a California resident, please email us at: privacy@teampurpose.com and provide the following information:

1. To verify your authorization to request on behalf of a California resident, please attach a copy of one or more of the following to your request email:
   • written permission from the California resident, or
   • a valid power of attorney
2. To verify your identity, please attach copies of the following to your request email:
   • Valid Government Issued ID (not expired) AND
   • a utility bill, bank statement, or similar documentation to verify your name and address.
3. To verify the identity of the consumer for whom you are submitting the request, please provide the following with your request email:
   • name,
   • address,
   • date of birth,
   • email address,
   • phone number, and
   • last 4 of the Social Security Number or last 4 of the account number
4. If you are submitting a Request to Know specific pieces personal information (rather than categories), the authorized agent will also need to submit a declaration under the penalty of perjury signed by the consumer whose information is being requested.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. We will only use personal information provided in a request to verify the requestor’s identity or authority to make the request.

3.3. Response Timing and Delivery Method:

We will acknowledge receipt of the request within 10 business days of its receipt. We will respond to a request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. The response we provide will also explain the reasons we cannot comply with a request, if applicable.

We do not charge a fee to process or respond to your request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

4. Social Media

We encourage you to review your privacy options and settings with the social media platforms and networks you use to understand what choices you have about sharing information from those platforms and networks with us.

5. Changes To Out Privacy Policy

We reserve the right to amend this privacy policy at our discretion and at any time. When we make material changes to this privacy policy, we will notify you by email or through a notice on our website homepage.

Your Choices Regarding Cookies

If You prefer to avoid the use of Cookies on the Website, first You must disable the use of Cookies in your browser and then delete the Cookies saved in your browser associated with this website. You may use this option for preventing the use of Cookies at any time.

If You do not accept Our Cookies, you may experience some inconvenience in your use of the Website and some features may not function properly.

If You’d like to delete Cookies or instruct your web browser to delete or refuse Cookies, please visit the help pages of your web browser.

• For the Chrome web browser, please visit this page from Google: https://support.google.com/accounts/answer/32050 
• For the Internet Explorer web browser, please visit this page from Microsoft: http://support.microsoft.com/kb/278835 
• For the Firefox web browser, please visit this page from Mozilla: https://support.mozilla.org/en- US/kb/delete-cookies-remove-info-websites-stored 
• For the Safari web browser, please visit this page from Apple:https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac 

For any other web browser, please visit your web browser’s official web pages.

Advertising Opt-Out Options

Platform opt-outs. The following advertising partners offer opt-out features that let you opt-out of use of your information for interest- based advertising:

• Google: https://adssettings.google.com 
• Facebook: https://www.facebook.com/about/ads 
• Twitter: https://twitter.com/personalization 

Advertising industry opt-out tools. You can also use these opt-out options to limit use of your information for interest-based advertising by participating companies:

• Digital Advertising Alliance: http://optout.aboutads.info 
• Network Advertising Initiative: http://optout.networkadvertising.org/?c=1 

Note that because these opt-out mechanisms are specific to the device or browser on which they are exercised, you will need to opt out on every browser and device that you use.

How to Contact Us

If you have any questions about this Cookies Policy, you can contact us:

Phone: 1-888-937-3437
Email: privacy@fortunacredit.com
Mailing Address:
Advance Decisioning, LLC.
PO 3058
Spartanburg, SC 29304-3058